Do you dream of becoming a millionaire? Do you often think about what you would buy as soon as you have a million dollars? If yes, then you’re not alone. And in the era of ChatGPT, this dream doesn’t have to remain just a dream—it can become a reality. With the help of ChatGPT, you can turn your ideas into income and build your dream life. Whether it’s a side hustle, a business idea, or getting maximum returns from your investments, the right ChatGPT prompts can give you actionable advice, smart strategies, and even a step-by-step plan.

If you’re fully ready to unlock your potential and abilities, the 19 powerful ChatGPT prompts listed below can quickly bring you much closer to your dream of becoming a millionaire.

1. “What are 12 businesses that I can start with low investment and easily scale to $1 million in a short time?”

The best idea is to start with businesses that are easy to run and don’t require much money. This prompt will give you ideas that are tailor-made to match your skills and interests.

2. “Create a masterful 30-day action plan for me to start a profitable blog in the [insert niche] niche.”

Based on my knowledge and experience, niches like personal finance, travel, and entrepreneurship have great income potential through ads, sponsorships, and digital products.

3. “Guide me through a step-by-step process on how I can create and sell an online course on a [topic].”

Online course creation and selling has become a multi-billion-dollar industry by 2025, and its demand is unlikely to decline anytime soon. ChatGPT can fully guide you through the entire process—from suggesting course ideas to launching them.

4. “Create a social media content calendar for me that can help grow my [insert niche] audience to 100,000 followers.”

Once you have a strong online presence, you can easily monetize it through affiliate marketing, brand collaborations, and product sales.

5. “What are 15 digital products that I can create and sell today with no or minimal upfront costs?”

Whether it’s ebooks, templates, printables, stock photos, online workshops, or AI-generated art, the best thing about digital products is that they require zero or minimal overhead costs to create.

6. “Create a 7-step plan for me that helps build and monetize my email list in the [industry].”

If you believe in long-term wealth building, an email list can become your greatest asset.

7. “What are 10 in-demand freelancing services that I can start offering today?”

Freelancing is a great and popular way to earn quick and easy money, which you can then invest in larger ventures for better returns.

8. “Guide me on how to build a profitable Etsy store where I can sell AI-designed products.”

AI-generated products like custom prints, digital planners, and printables have become hot sellers today. And the best part is, they don’t require much effort to create.

9. “Create a plan for me that I can use to write a bestselling book for Amazon and self-publish it.”

If you know how to market self-published books the right way, they can become a potential goldmine that earns you money for a lifetime.

10. “Suggest 10 YouTube channel ideas that have the potential to earn $10,000 per month within a year.”

When you combine YouTube’s ad revenue, sponsorships, and affiliate marketing opportunities, it can become a highly lucrative income stream.

11. “Explain to me how I can flip products on Amazon and eBay for maximum profit.”

Online arbitrage and reselling are among the fastest ways to earn massive money and can generate significant income in a short amount of time.

12. “Suggest 7 investment strategies that can turn $10,000 into $1 million in the shortest amount of time.”

Through smart investing, you can turn a small amount of money into substantial wealth.

13. “Create a 100-day business plan for fitness coaching for my online clients.”

If you’re serious about virtual coaching, health and fitness can be a high-potential market for it.

14. “Tell me how I can create passive income streams using AI tools.”

The biggest advantage of automated businesses is that they save you time and allow for rapid growth—especially if you’re using the right technology.

15. “Suggest 12 high-ticket coaching and consulting ideas based on my [niche] expertise.”

In coaching and consulting businesses, people are willing to pay you as much as you ask to get their problems solved quickly and effectively.

16. “Design a detailed strategy for me that will help build my personal brand from scratch.”

If you have a trusted personal brand, opportunities like book deals, collaborations, and speaking gigs will open up for you.

17. “Suggest me ideas to launch and grow a subscription box business in my preferred niche.”

The best thing about a subscription box business is that it provides a recurring revenue stream and is one of the most reliable ways to move closer to your $1 million dream.

18. “Create a great TikTok content strategy for me that will help grow my followers to 1 million.”

TikTok is the easiest and fastest way to build a massive and monetizable audience.

19. “I want to start a digital marketing agency targeting [specific market]. Design a great business plan for that.”

Digital marketing skills are in high demand today, and the right agency model can help you grow significantly.

Conclusion

To earn money and build wealth, it’s crucial to have the courage to take risks and the boldness to take strategic action. In this process, ChatGPT can become a highly reliable partner. With the help of the right prompts, you can get clear and customized advice that will help you make the right moves—and your dream of becoming a millionaire won’t have to wait much longer.

And do you know what the best part is? You don’t need a huge investment. In fact, many people today are becoming millionaires with zero investment. They may not have had money, but they had determination, creativity, and a willingness to adapt with changing times and learn new things. Thankfully, with AI, you now have a brainstorming partner that helps you map out the right path so you can unlock financial freedom.

So, stop just dreaming about becoming a millionaire. Take one step toward your dream today with the help of these 19 prompts. You’ll see that with just the right start, your momentum will build—and making money won’t feel so difficult anymore.